Homes For Sale in Victoria Place

About Victoria Place

Victoria Place is a freehold w/ association adult-lifestyle community in Kawartha Lakes operated by —. Homes are typically bungalows and low-maintenance designs aimed at the 55+ buyer.

Adult-lifestyle communities turn over steadily as owners downsize or relocate. Every listing below sits inside the community boundary shown on the map.

The homes of Victoria Place

Victoria Place, on the edge of Bobcaygeon, is an established waterfront adult-lifestyle community of about 215 brick homes — each on roughly a half-acre lot the homeowner owns outright, with full basements and attached garages. The housing stock is mature: these are substantial detached homes, many of them side-splits and bungalows, held long-term by residents. A 2026 listing at 383 Old Surrey Lane showed the format — a move-in-ready two-bedroom, two-bathroom side-split with a four-season sunroom, screened gazebo and oversized driveway, offered at $629,000.

Because turnover is slow and the homes are large, pricing reflects Bobcaygeon's waterfront-adjacent market more than any community formula. The Old Surrey Lane asking price is a single data point; price against recent sales of comparable detached homes in and around Bobcaygeon, and note that homes with updated kitchens and bathrooms command the premium while original-condition homes trade at a discount. The half-acre owned lots are a meaningful part of the value — space, privacy and gardening room that condo-format adult communities can't offer — and they also mean you're maintaining a real property, not just a unit.

How Victoria Place works: tenure and fees

Victoria Place is explicitly not a condominium. Homes are individually owned freehold on owned lots; alongside that, residents carry obligations to the residents' association and the Woodlands Association, which own and manage the community's extensive common lands — about 74 acres surrounding and separating the home groupings. Association documents can create annual charges, membership or share rights, and obligations around the shared waterfront and recreation facilities. Confirm the current annual charges and the exact association documents for the property before offering.

A local community profile described the maintenance fee as a very reasonable $700 — but that figure comes from an older page and must be verified current, not relied upon. What the fee covers (recreation facilities, common-ground and waterfront upkeep) versus what you pay privately is exactly what the association documents will tell you. Have your lawyer review them alongside the title. Also confirm whether the associations carry any debt or planned capital projects — with 74 acres of common land, waterfront infrastructure and an aging clubhouse, the long-term maintenance picture is the financial question that matters most.

Amenities and daily life

The recreation offering is the community's signature: a clubhouse for the exclusive use of property owners (card games, dances, meetings, events — with Canada Post boxes located there), tennis courts, a swimming pool, two private beaches, shuffleboard courts, a regulation-size lawn bowling green and a golf driving range. On the water, the community owns private shoreline on Pigeon Lake with protected docking harbours — each home comes with a private dock space — opening onto the full Trent-Severn Waterway for boating, sailing and watersports.

Much of the community's upkeep is performed by resident volunteers, which is both a cost-saver and a culture worth understanding before you buy — this is a participate-if-you-can community, not a fully managed one. Winter life is active too: listings cite curling and skating on the lake, snowshoeing, cross-country skiing and pole walking on the community's trails. That volunteer culture also means the community's quality depends on participation — buyers who want to contribute will find it rewarding, while buyers seeking fully managed amenities should look at condo-format alternatives instead.

Location and getting there

Victoria Place sits just outside Bobcaygeon — the 'Hub of the Kawarthas' — in the City of Kawartha Lakes, minutes from the village's shops, dining and everyday amenities. Lindsay is about 20 minutes south; Peterborough about 40 minutes; the GTA roughly 90 minutes via Highway 115. Two golf courses are within ten minutes' drive and more within 25, and groomed snowmobile trails run just north of Bobcaygeon in winter. The Trent-Severn location also puts the community on the cruising map — boaters can travel the full waterway system from their own dock, which is a lifestyle asset few adult communities anywhere can match.

A car is required; there is no transit to the community. The waterfront setting means checking shoreline, dock and flood-related considerations with your inspector and insurer, and confirming exactly what your private dock space includes — assignment, maintenance and any fees — in the association documents. Also confirm shoreline road allowances, floodplain mapping and any conservation-authority jurisdiction affecting the lot — waterfront regulation can restrict decks, sheds and shoreline work, and the details belong in your due diligence before you assume you can build the boathouse or dock expansion you're imagining.

Victoria Place market snapshot

Victoria Place resales are infrequent — with 215 homes held long-term, listings surface one at a time. The 2026 asking price seen was $629,000 for a two-bedroom, two-bathroom side-split at 383 Old Surrey Lane. There is no meaningful community average; price against recent sales of comparable detached homes in Bobcaygeon and northern Kawartha Lakes, adjusting for the half-acre owned lot and the waterfront-access premium the community's docks and beaches provide. Also consider the buyer pool at resale — waterfront-access adult communities attract a specific downsizer demographic, which supports values when the broader market is soft but can narrow the market when it's not.

The value proposition here versus a standalone Bobcaygeon waterfront property is the shared one: private dock space, two beaches, the clubhouse and 74 acres of common land for a modest association fee rather than a waterfront purchase price. Verify the current fee and what it covers — if the $700 figure still holds, it's genuine value; if it has risen, recalibrate. Against a standalone waterfront purchase on Pigeon Lake, the comparison is stark — private waterfrontage costs multiples more, making Victoria Place's shared-waterfront model one of the more economical routes to Trent-Severn boating in the Kawarthas.

Buying in Victoria Place: what to check

The association documents are the critical read: the residents' association and Woodlands Association agreements, current annual charges, membership or share rights, irrigation arrangements if any, and the exact terms of waterfront, dock, storage and recreation rights. Confirm your private dock space — its assignment, condition and any fees — and verify beach, boat-storage and RV-storage rights for the specific property rather than assuming them. Also verify the community's guest and visitor policies, including any limits that affect how family can use the waterfront and clubhouse — shared facilities come with shared rules, and you want them clear before moving day.

Inspect the home as a mature detached property: foundation and basement moisture, roof age, heating systems, well/septic or municipal servicing, and the condition of the dock and any shoreline structures. And assess the volunteer culture honestly — if you want fully managed amenities, a condo community will fit better than a community maintained substantially by its residents. For the dock specifically, confirm its structural condition, the harbour's dredging history and any shared maintenance obligations — waterfront infrastructure ages, and the repair bills are real.

Frequently Asked Questions