Homes For Sale in Sutton by the Lake

About Sutton by the Lake

Sutton by the Lake is a land-lease adult-lifestyle community in Georgina operated by —. Homes are typically bungalows and low-maintenance designs aimed at the 55+ buyer.

Adult-lifestyle communities turn over steadily as owners downsize or relocate. Every listing below sits inside the community boundary shown on the map.

The homes of Sutton by the Lake

Sutton by the Lake, in Sutton (Georgina), is a formal 55-plus land-lease community of detached bungalow-style homes — many of them modular designs like the Sutton Model, running just over 1,100 square feet with two bedrooms and two bathrooms. A 2026 listing at 120 Roxanna Drive showed the format at $399,000: a meticulously maintained Sutton Model on a large lot with recent bathroom updates, new back porch and patio, and a front porch. Larger three-bedroom bungalows, like 30 Damsel Circle at $455,000, stretch the range upward.

Asking prices seen in research clustered in the high-$300Ks to mid-$400Ks: $399,000 at 120 Roxanna Drive, $424,900 at 5 Inlet Court (two-bedroom, two-bathroom on an 88.5-by-124-foot lot), and $455,000 at 30 Damsel Circle (three-bedroom, two-bathroom, 1,100-1,500 square feet). Condition and lot size move the number — updated homes with new porches, decks and garages price at the top. The occupancy cap of two persons per home, noted in listings, is part of the community's 55-plus character. That two-person cap shapes the community's character as much as any amenity — quiet, adult and low-density by design.

How Sutton by the Lake works: tenure and fees

Sutton by the Lake is a land-lease community: residents own their detached homes and lease the sites beneath them. A 2026 listing gave the clearest fee picture seen: a current lease fee of $604.97 per month, rising by $50 per month for the new owner, covering the lot lease, water, use of the clubhouse, community pool, tennis courts and shuffleboard, plus driveway snow removal when accumulation reaches three inches or more. Treat that as a snapshot — get the current schedule in writing before offering — but it shows how much is bundled into the monthly payment here.

The community is a formal 55-plus community in regional guides' classification, and listings note an occupancy maximum of two persons. As always, the enforceable age and occupancy terms are in the current lease and community documents — have your lawyer confirm them, along with the lease term, the increase mechanism, transfer and approval requirements, and exactly what happens to the fee when the home changes hands. Also confirm how the fee is treated when the home is sold — the 2026 listing noted a $50 monthly increase for the new owner, which suggests new-buyer terms can differ from the seller's, a detail worth verifying precisely.

Amenities and daily life

The community's social life runs through its clubhouse: game nights, organized events and activities, an outdoor pool, tennis courts and shuffleboard. Listings describe a vibrant, engaging adult-living experience with a strong sense of community — neighbours who know each other, regular gatherings, and the easy sociability of a purpose-built 55-plus environment. The country setting, on the edge of Sutton near Lake Simcoe, keeps the atmosphere quiet without being isolated. The clubhouse programming is the community's social engine — game nights and organized events give new residents an easy on-ramp to neighbour relationships without having to build a social life from scratch.

Daily needs are close: Sutton's shops, services and medical care are minutes away, Lake Simcoe's waterfront is easily reached, and several golf courses ring the area. This is small-town lakeside Ontario — the amenity package is the clubhouse plus the lake, the trails and the town. Sibbald Point Provincial Park's beaches and trails are close for summer outings, and the Jackson's Point waterfront adds marina and dining options — the Lake Simcoe shoreline is the region's defining recreational asset. The tennis and shuffleboard courts add friendly competition to the mix for residents who enjoy organized play.

Location and getting there

Sutton by the Lake sits in Sutton, in the Town of Georgina on Lake Simcoe's south shore — about 30 minutes north of Newmarket and roughly an hour from Toronto via Highway 404. Jackson's Point's waterfront, Sibbald Point Provincial Park and the lake itself are all within easy reach. For buyers with family in York Region, the location keeps visits simple. Newmarket's Southlake Regional Health Centre is about 30 minutes south for wider medical needs, and the Highway 404 corridor keeps the GTA accessible for family visits.

A car is required; there is no transit to the community. The rural-suburban roads are well maintained, but winter driving on the routes north of the 404 deserves a firsthand check. Confirm snow-clearing standards for community roads versus private driveways in the current documents. Confirm winter maintenance standards for community roads and private driveways in the current documents — the lease fee cited in listings includes driveway snow clearing, but the exact trigger and standard are worth verifying before your first winter, along with who clears walkways and porches.

Sutton by the Lake market snapshot

Sutton by the Lake is a steady, affordable corner of the 55-plus market: asking prices seen in 2026 research ran $399,000 to $455,000 for two- and three-bedroom bungalows. That's roughly half the price of comparable freehold bungalows in Georgina — the land-lease discount, visible in plain numbers. Well-maintained, updated homes move; original-condition homes price lower and sit longer. That discount also explains the community's liquidity — affordable 55-plus product near Lake Simcoe attracts consistent demand, which supports resale values when it's your turn to sell.

Underwrite the monthly fee as part of the price: at roughly $600-plus per month (verify current), the fee adds about $7,500 a year to carrying costs — still well below the mortgage difference on a freehold purchase, but real money that rises over time. Get the fee schedule, the increase history and the remaining lease term in writing, and price against recent land-lease sales inside the community. Also compare the fee against other York Region land-lease communities before deciding — the bundled services (water, clubhouse, pool, snow clearing) make Sutton's fee competitive, but only a direct comparison confirms it.

Buying in Sutton by the Lake: what to check

The site lease is the key document: current monthly fee and exactly what it bundles (lot lease, water, clubhouse, pool, tennis, shuffleboard, snow removal), the increase formula and history, the lease term and renewal provisions, transfer fees and buyer-approval requirements, and the age and occupancy rules — including the two-person occupancy cap noted in listings. Have a land-lease-experienced lawyer review it, and confirm financing with a lender familiar with land-lease structures. Also verify the community's guest and visitor policies — in a two-person-occupancy community, rules about overnight guests and extended stays can be more structured than buyers expect.

Inspect the home as a structure you fully own: modular-construction specifics, roof, furnace, moisture management, and the condition of porches, decks and garages. Confirm pet rules, rental restrictions and exterior-alteration approvals in the current community rules before you firm up. Check the roof, furnace, moisture management and the condition of porches, decks and garages with particular care — and confirm the home's modular construction specifics with an inspector experienced in the format, since modular homes have distinct structural and servicing characteristics worth evaluating properly.

Frequently Asked Questions