Homes For Sale in Chemong Lake

About Chemong Lake

Chemong Lake is a cottage-lake area in Selwyn Twp. Shoreline cottages and year-round homes ring the lake, with the surrounding township providing day-to-day services.

Waterfront inventory moves with the seasons. Every listing below sits inside the community boundary shown on the map.

The homes of Chemong Lake

Chemong Lake — Upper and Lower — sits at the busy southern end of the Kawartha chain, close to Peterborough and strung with cottages, year-round homes and the occasional grand estate. Upper Chemong's pitch is lock-free boating across five Trent-Severn lakes, and the shoreline mixes wade-in family frontages with deep-water estate lots.

Recent listings show the full range. A four-season cottage at 2635 Deramore Road on Upper Chemong — first time offered in over 40 years, wade-in frontage, southern exposure, boat-motor-trailer included — was listed at $739,000. A rebuilt-2002 year-round cottage at 2521 Selwyn Bay Lane with 147 feet of waterfront, sandy wade-in beach and a 2014 boathouse was offered at $1,269,000. A two-storey waterfront home at 122 Maryland Drive was listed at $889,900, a renovated four-season estate at 2667 Mary Nichols Road at $1,799,900, and a five-bedroom estate at 2832 Fire Route 47 at $2,695,000.

Chemong also has a distinctive affordable tier buyers must understand: leased-land cottages on Curve Lake First Nation, like the four-season waterfront home at 207 Rollies Point Road listed at $199,900 with a new 20-year lease at $6,500 per year. The price looks remarkable because you're buying the building, not the land — have your lawyer review the lease terms, transferability and renewal before you go near one.

Waterfront realities

Trent-Severn management applies across Chemong: Parks Canada permitting for docks and shoreline work, managed water levels, and conservation-authority floodplain mapping on low-lying stretches. Get the floodplain status and insurance quotes before you firm up — southern Kawartha lakes have low areas that surprise buyers.

Leased-land properties are Chemong's special due-diligence case. The Rollies Point Road listing disclosed the essentials — new 20-year lease, $6,500 annual lease, $2,130 in services — but every leased lot has its own terms on transfer, renewal, financing and use. Conventional mortgages generally don't apply to leased land; confirm financing before you fall in love with the price.

Well and septic are standard on the freehold shoreline. The lake's proximity to Peterborough — under 30 minutes — means contractors, services and winter road maintenance are better than on remote lakes, but confirm your specific road's status regardless.

Getting there

Chemong Lake is the closest big Kawartha water to Peterborough — listings describe under 30 minutes to the city and about 10 minutes to Buckhorn village. Lakefield is about 15 minutes from parts of the lake. For GTA buyers, it's roughly an hour and a half to two hours door to dock.

That proximity is Chemong's core advantage: full city services within half an hour, genuine cottage water at the end of the driveway. It's the lake for buyers who want the cottage without the cottage-country drive.

Frequently Asked Questions